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Cruise interruption
If you have to leave the cruise for a medical emergency.
Missed port cover
For when you can't dock at a planned stop on your cruise or the route changes.
Unused excursions protection
If you miss out because of illness, accident or an injury.
Cabin confinement cover
If you get ill and have to stay in your cabin.
Not sure what cover to get?
Annual multi-trip
Going on multiple holidays or cruises in the next 12 months?
- Ideal for multiple trips in a year.
- Usually cheaper than single-trip policies.
- Covers all trips for 12 months.
Single trip
Booking your first cruise or looking forward to your next one?
- Covers your exact cruise dates and destinations.
- Includes cancellation protection.
- Covers pre-existing medical conditions.
Frequently asked questions
Not sure what cover to get?
Cruise cover explained
Adding cruise cover to your travel insurance, means that you'll be protected for cruise-specific incidents. Some cruise companies require proof of travel insurance before boarding, so make sure you know what you need before you set off.
What's included:
“...after trying to renew our regular travel annual insurance.. it had shot up to an unaffordable £1000. We were put in touch with paying too much who charged us a affordable under £300 for the one trip we were so relieved and they were so helpful. I must add my husband is 80 at the end of the year and I am 78 ..but but despite being very fit and healthy age was against us. Thanks to ‘Paying Too Much’ we can relax and look forward to our cruise.“
What our customers are saying
Mrs Smith - June 2024
“Nearly didn’t go on our 60th wedding anniversary cruise”
When should I buy cruise travel insurance?
Taking out travel insurance as soon as you book your trip means you’ll be covered for cancellations before you head off on holiday.
Some cruise lines will ask that your travel policy has a good level of cover, and will check documents before you board. So comparing your options in advance means you’ll feel prepared for your trip.
You can still get cruise travel insurance when you have a medical condition, but it’s important to tell your insurers about your condition when you take out your policy. Your claim could be rejected if you have a medical emergency related to a condition you have not told your insurer about.
Let us know if you've had symptoms, treatment, or undergone tests for any medical condition in the past two years.
You’ll also need to tell us if you’ve ever been treated for, or had investigations for:
High blood pressure, raised cholesterol, blood clots, aneurysm or any circulatory disease
Heart attack, angina, chest pain(s) or any other heart condition
Any form of stroke, transient ischemic attack (mini-stroke) or brain haemorrhage
Can I get cruise travel insurance with a pre-existing medical condition?
Can I get cruise travel insurance for over 80s?
Many insurance providers have no upper age limits for policies. So you can add cruise cover to your over 80s travel insurance to enjoy your golden years on the trip of a lifetime.
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© 2024 PayingTooMuch
PayingTooMuch is a price comparison site using trusted providers to compare quality travel insurance at an affordable price. They specialise in cover for pre-existing medical conditions, as well as families and older age groups. PayingTooMuch is a trading name of TICORP Limited. PayingTooMuch travel insurance is arranged by TICORP Limited which is registered in Gibraltar. Company number 111526. Registered office: First Floor, Grand Ocean Plaza, Ocean Village, Gibraltar. TICORP Limited is authorised and regulated by the Gibraltar Financial Services Commission and trades in the UK on a freedom of services basis. Financial Conduct Authority FRN 663617. PayingTooMuch is administered by Eclipse Financial Management Limited which is registered in England and Wales number 07412856. Registered office: Britannia House, 3-5 Rushmills Business Park, Bedford Road, Northampton, NN4 7YB. Eclipse Financial Management Limited provide financial services and is authorised and regulated by the Financial Conduct Authority, reference 535496.